Okey dokey. Confession time.
I've had a bit of the blahs lately, in no small part due to me and S9 being sick. But I got one of those "Pre-Selected" C.itifinancial unsecured personal loans (junk mail?) and in a moment of weakness called to see if I could get more than the $5,000.00 they pre qualified me for. I could easily, they asked if $6,000 would be good.
My VERY emotional thinking was based on my cupboards falling off of the wall (literally pulled out two inches from the wall), how I wanted new kitchen appliances (they work intermittently), how much I hate my hand-me-down furniture, and a good dose of "Shop Therapy" mentality mixed with a good dose of Instant Gratification Escapism.
So I called a dear friend to run it by her. I meant, run it by her like, "GUESS what I'm doing? I'm going to get this and that and that and weeeeeeeeee hooooooooooooooooooooooo yay me!" But of course, her gently UNenthusiastic response was like...hmmmmmm.....mmmmmmmm...uhhuhhhhhhh........well, is this in line with the next right choices you want to be making? (ME: Yesyesyes)
The adult in her was prodding around trying to speak to the adult in me (the very RESISTANT one at that). She asked how I was doing with paying DOWN my debt and wasn't that a goal? (Me: uh. well, yes, BUT.....)
She asked if there were other ways of getting what I wanted. like keeping an eye on craig.slist for appliances. (Me: grrrrrrrr yessssssssssss I could do that.)
At some point I told her I was hearing her and understood and was going to "sit on it" a bit. (She didn't know I'd already MADE the appointment to go pick UP the check

)
But I didn't. I called them and backed out. And called her back and told her I'd cancelled the appointment she didn't even KNOW about

Since then, I've gone around the house finding anything I just really do NOT like and have listed it up on craigslist. Futon, S9's bunkbed set (was already planning on getting a replacement, now I'm raising the money for the replacement first!), etc.
My whole mindset is now "How can I keep raising/finding money" and "what are alternative ways to get what I want ?"
This is a picture of how I would like my living room decorated. Funny, when you start thinking differently, new options open up. Last night at a discounter/liquidators I saw almost the exact same ottoman for $99.00. Online those same size ottomans sell for $700-800!
Cottage3.jpg ( 32.36K )
Number of downloads: 13I didn't buy it....but I might. I've already scrounged and sold and tucked away over $1,000 toward my new goals. But I'm not sure I want to part with the $99.00 just yet.

Isn't THAT a mindshift?
The morals of the story are many, I think, and I'll be sharing about my thriftstore/flea market/ebay, etc. decorating over the next few months I think.
I do think the biggest lesson, though, is when I am thinking about doing something it is WISE to share the idea with a trusted friend who truly does have my best interests in mind. That sage counsel without judgment REALLY turned my whole thinking around and I'm grateful!

Now I have NO guilt, and I have myself a fun winter project: Raising/saving money and creative shopping. hehe